Pending its final closure, ING France has just announced the unilateral closure of more than 300,000 bank accounts. Online banking customers are organizing themselves to find alternatives. Boursorama Banque seduced them with a special offer this weekend.
This week, ING France created controversy by closing more than 300,000 bank accounts deemed “unprofitable”. In December, the online bank had warned that it would cease all its French activity. Since then, she has restructured her activity with a view to a possible sale to another establishment, without seeming to care too much about her customers.
In total, more than one million ING customers will therefore have to switch to another bank, by force or by mutual consent. Boursorama Banque is the favorite to welcome these customers: its offer is more complete, less expensive and more efficient. It is 3 times the size of ING and 6 times the size of its second rival Hello bank !.
To attract ING customers who feel abandoned, Boursorama Banque offers a (boosted) signing bonus throughout the weekend. New customers of the bank will receive a bonus of 130 euros to open an account. Whether you come from ING or another bank, this bonus is the same. You will have to enter the code PWE130 to take advantage of it. This offer ends this Monday evening, January 10th.
I take advantage of the Boursorama offer
Leader on the online banking market in France, Boursorama Banque combines the advantages. Elected “Cheapest bank in France” for 14 years, it has also had a range of products similar to that of a network bank. For customers who come from another bank, it also offers the service EasyMove which makes it possible to take charge of all the administrative transition (RIB transfers for direct debits, etc.).
Boursorama Banque largely deserves its success
If Boursorama Banque now has more than 3.1 million customers, it is because it has managed to adapt. It first adapted to traditional banks by offering such a wide range and highly efficient customer service. It then adapted to other online banks by developing better interfaces (it is the best digital bank in Europe, according to D-Rating) and with better services (pioneer in mobile payment). Finally, it differs from neo-banks with an account that is easy to open, intuitive and also complete abroad.
Among all these players, Boursorama Banque is the one experiencing the strongest growth in the market. In 2021, it registered more than 700,000 new customers, including more than 91,000 in November alone. She wants to reach 4.5 million customers by 2025, which could happen much sooner. Boursorama is also regularly cited as a potential buyer of ING’s French activity …
To come to the offer itself, Boursorama Banque mainly relies on the Ultim account: the latter is accessible free of charge, without commitment and without conditions.. It is therefore more flexible than the ING Integral formula, which was accessible with a direct debit of 1,200 euros per month and a monthly contribution of 5 euros.
This account gives access to a card equivalent to Visa Premier, also free. It also gives you access to all of the bank’s other products: savings, loans, insurance or the stock market – an activity that has made Boursorama so famous. The web and mobile interfaces are excellent, Boursorama Banque is obviously compatible with Apple Pay, Google Pay or Samsung Pay.
Boursorama Banque’s customer support is also excellent: for the third time, it is at the top of the Customer Relations Podium in 2021. The only downside for the bank, which was also the case at ING, is that you cannot deposit cash to fund your account. The majority of online banks have taken advantage of this point, which is what allows them to be so inexpensive – if not free.
Conditions: No income condition – Welcome and Ultim cards
Annual fees: € 0 • Initial deposit: € 300
Check deposit: ✔ • Cash deposit: ✘
Monthly cost of the card: 0 €
Euro zone withdrawals: Free • Euro zone payments: Free
Withdrawals in foreign currency: 1.69% • Payments in foreign currency: Free
This weekend, she offers a 130 euros bonus
Speaking of price, Boursorama Banque is the cheapest bank in France. You should know that on average, the French pay 215 euros in bank charges per year, part of which are hidden costs. At Boursorama, the average customer pays 7.73 euros in fees per year, or more than 200 euros in savings per year. We also note that more than half of the bank’s customers paid nothing at all in 2020.
Migrating to Boursorama Banque therefore means having the guarantee of paying almost nothing in fees (if at all). If you use the bank normally, it will cost you absolutely nothing. No other online bank does so well, especially when you know that Boursorama is free and without income conditions at entry.
To attract ING customers who feel lonely, Boursorama Banque is offering a 130 euros bonus to new customers this weekend. This is divided into a bonus of 50 euros at the time of validation of the account. The second tranche of 80 euros is paid when ordering the Ultim bank card (free). It is the easiest bonus to obtain in the entire market.
Of course, this Pink Week-end by Boursorama Banque does not only target ING bank customers. If you want to open an account with the leading online bank in France, now is the perfect time to do so. It generally only offers 80 euros to its new customers. This special operation, which is already ending this Monday, January 10 in the evening, is exceptional. You have all the advantages that come together to get started with the bank. It doesn’t require you to make it a primary bank account, you can just test it alongside your current bank.
To find out about Boursorama Banque’s offer, it’s here:
I take advantage of the Boursorama offer